travel insurance

Did you know that suffering a hip fracture in the USA could cost you £22,531? Or that a heart attack in Spain will set you back £35,000? While you may consider yourself to be in good health there are always unexpected accidents waiting to happen. It’s much better to be safe than sorry.

There are less than 60 countries that have reciprocal healthcare arrangements with the UK and the majority of these are based on emergency procedures. For example, if you needed to go to casualty in Australia (one of the countries that has an arrangement with the UK) you could still end up with a hefty bill – though your treatment may be ‘free’ your ride in the ambulance would not be. Meanwhile, the USA has NO arrangement with the UK meaning that falling ill ‘across the pond’ could put you on the fast track to bankruptcy.

However,it's not just about medical expenses. Travel insurance can also cover loss of luggage or other personal belongings such as passports and money, repatriation costs and cancelled or delayed flights. Also, damage that you may cause to third parties is also covered in many cases. With all these potential expenses, it's easy to see why a comprehensive travel insurance policy is highly recommended.